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Benefit Illustration. Statutory warning: “Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life. LIC Jeevan Saral (plan ) is one of the most ‘flexible’ and ‘feature rich’ conventional endowment type plan ever launched by LIC of India. LIC Jeevan Saral – Plan – Complete Calculator – can help you to understand all the benefits of LIC’s Jeevan Saral plan, including premium, maturity.

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Harshvardhan 27 December at My early premium Rs. Sanjay Earal 4 January at Quarterly – Start Date: Surrender of any policy of any company before minimum year time always lead to loss. Jivan Saral Terms: If I wish to continue upto 3 years, how much i will get all total?

It is also added on time in case of surrender. Jeevan Saral T No. Reply Surrender value quotation can be obtained from the nearest branch office.

LIC Jeevan Saral

Reply Thank you sir, In this case how will be maturity amount calculated at the end of 20 year term. Vadivelmurugan Arumugam 29 January at Hi Dheeraz, One simple question to you.

If I wish to continue upto 5 years, how much i will get all total? Once 33 years have been completed after the inception of the plan, LA for 33 years also will be declared. As of now loyalty addition has been declared only up to 16 years term.


LIC India | Jeevan Saral | Jeevan Anand: LIC Jeevan Saral (Table No. )

If your Jeevan Saral policy is a long term one and your age was below 35 when you started the plan the maturity benefits of the plan is really attractive in the current scenario of dwindling interest rates. Also, from you calculator it seems the amount i will receive at maturity is But I feel good xaral are assured.

I want single policy. Calculation of exact maturity value may not be possible now if the term of the policy is more than 16 years.


As of now, Jeevan Saral has provided excellent returns, especially to younger age group. You can consider reviving the policy also. Sanjay Salvi 3 January at Is there any provision for change of mode for table no. Jevan use this calculator. You can call any LIC branch office near you and get the quote. So it is not possible to accurately calculate the maturity value of the plan now. Hi, I took this plan on Oct for 16 years term. Please use Sum Assured as or monthly premium as Rs Lakshman Bhandari 1 March at Exclusions in Jeevan Saral Plan Saal the Life Insured under the Policy, whether medically sane or insane, commits suicide, within one year of the date of issuance of the Policy,the Policy shall be jesvan and the Company will only be liable to pay the premiums paid till date.

For higher terms, loyalty additions have not been declared hence it cannot be calculated.


LIC Jeevan Saral – Plan 165 – Premium, Maturity and Benefits Calculator

Subhash Verma 4 February at What will be the maturity amount after 35 years? My advise is to continue the policy and get the maturity amount and avail the invaluable insurance coverage till maturity.

Mohit Jain 24 February at I am confused if it is good idea to hold until Dec as holding also means more interest on associated policy loan. Please refer special surrender value described above. You can expect around 5,00, as loyalty additions as per the existing trends.

Your total maturity benefit shall be the sum of Maturity Sum Assured and loyalty additions. Reply Hi Ashish, Thanks for your detail in this page.

So far Loyalty additions have been declared only up to 16 years and the rates are also good compared to the current market rates. You may be referring to Partial surrender facility.

It gets a share of the profits in the form of loyalty additions which are terminal bonuses payable along with death benefit or maturity benefit. Meanwhile if sarxl else is in a similar position and can comment on the situation, they are welcome. You will have to pay interest on the 615 taken.